From six questions to a plan you can hand to your lender.
No phone-tag with a servicer. No 40-page PDF. Docupop asks the same qualifying questions a good student-loan advisor would ask, does the math out loud, and pairs you with a real coach when it's time to file.
The whole flow, top to bottom
Each step maps to something the federal system actually does, we just make the moving pieces visible.
Six questions, ninety seconds
Balance range, current status, prior consolidation, your goal, what you pay today, and whether you've heard of income-driven plans. That's it, no FSA password, no credit pull.
Ten federal programs, all on one screen
We estimate SAVE, PAYE, IBR, ICR, RAP, PSLF, Standard, Graduated, Extended, and Consolidation side by side, with the assumptions right next to every number.
See what a lower payment does to your DTI
Plain-English math on how a lower estimated student-loan payment can move your debt-to-income ratio, the number a lender actually cares about.
Pick the program you want to run with
Radio-select one plan, tweak the inputs, and see it recalculate live. Save it to your enrollment and it follows you through checkout and coaching.
Docupop AI Financial Coach 24/7, human coach on call
The Docupop AI Financial Coach answers your questions any hour. When it's time to file, a human specialist prepares your application, walks you through it on screen-share, and handles your annual recertification.
$149 today. $49/month if you choose Protected.
The DIY packet is a one-time $149 for the pre-populated application. The Protected Member path adds a $249 coaching session and $49/month monitoring, cancel any time. The federal government offers these programs free at StudentAid.gov; you're paying Docupop for the coaching and monitoring, not the programs themselves.
An always-on coach, and a real human when it counts.
The Docupop AI Financial Coach explains PSLF, SAVE, IDR recertification, and consolidation in plain English at 2 a.m. When you're ready to file, a Docupop specialist walks the application with you on screen-share, then keeps monitoring your account so annual recertification never sneaks up on you.
- Ask anything, any hour, no phone tree.
- Warm handoff to a human coach when you enroll.
- Never asks for your FSA ID or password.
Sample coach reply
"You're in SAVE right now at an estimated $187/month. If you file jointly next year, that estimate moves to about $412. Filing separately keeps you closer to $210, but you lose a few tax credits. Want me to walk you through both before your servicer recertifies?"
Illustrative example. Actual figures depend on your AGI, family size, and program eligibility, verified with StudentAid.gov or your servicer.
Ready to see your number?
Free analysis. No credit check. No FSA password. Educational estimates only, verified with StudentAid.gov before anything is filed.